Detail Cantuman Kembali
PENGARUH CAR, BOPO, LDR, NIM, NPL TERHADAP PROFITABILITAS (Studi Kasus Pada Bank Swasta Nasional yang Terdaftar di Bursa Efek Indonesia (BEI) Tahun 2018-2022)
- Bagikan:
Capital Adequacy Ratio (CAR) measures a bank's capital adequacy to uphold assets that contain or generate risk. Operating Expenses Operating Income
(BOPO) measures a bank's performance when generating profits. The Loan to Deposit Ratio (LDR) measures the composition of the amount of credit extended
compared to the amount of public funds and own capital used. Net Interest Margin (NIM) measures the difference between interest income generated by banks and the
amount of interest paid to lenders on the amount of their assets that generate interest. Non Performing Loan (NPL) measures the ability of bank management to
manage non-performing loans provided by banks. Return On Assets (ROA) measures a company's ability to earn profits through assets.
The purpose of this study was to determine the effect of CAR, BOPO, LDR, NIM and NPL on the ROA of national private commercial banks listed on the
Indonesia Stock Exchange (IDX). This research is a quantitative research. The population of this study consisted of 40 banks, where the samples were taken
according to the criteria of 33 banks in the 2018-2022 period. The analysis technique used is multiple linear regression analysis with IBM SPSS 25. The results
of this study are that CAR has no effect on ROA. BOPO has a significant negative effect on ROA. LDR has no effect on ROA. NIM has a significant positive effect on
ROA. NPL has a significant negative effect on ROA.
Florencia Irena Alias Ng Xianli (11219016) - Personal Name
SK.AK 356 2023
SK.AK 356 2023
Text
Indonesia
Universitas Widya Kartika
2023
Surabaya
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