Gaya APA

Gitman, M, D, J, L, J. (2008). Planning your personal finances 11th ed. (11th ed.). Australia: Thomson South-Western.

Gaya MLA

Gitman, Michael, D., Joehnk;, Lawrence, J.. "Planning your personal finances 11th ed.". 11th ed. Australia: Thomson South-Western, 2008. Text.